Financing

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Real Estate Financing

Real Estate matters are are some of the most important financial dealings a person will make. Whether you are a first time home-buyer or you are looking to refinance a mortgage, Thomas, Efraim LLP is there to advise you and work on your behalf.

We are also happy to work with lenders, having worked with all major Canadian Banks and acted as qualified council for charters, secondary lenders and private mortgagers.

We provide Real Estate Financing services in many areas including:

Additionally, we also provide expert representation in:

  • Residential Mortgage Financing and Refinancing
  • Commercial Mortgage Financing and Refinancing
  •  Institutional or private Lenders
  • Contract Negotiations
  • General Mortgage and Financing Legal Advice

At Thomas Efraim LLP, we understand that real estate transactions are not just about property; they're about dreams, investments, and securing your future. As a trusted partner in your real estate journey, we offer a comprehensive range of services designed to cater to your unique needs.


Residential Mortgage Financing and Refinancing: Your home is more than just a place; it's where your life unfolds. Whether you're a first-time homebuyer or considering refinancing options, our dedicated team specializes in securing the best residential mortgage solutions for you. We make sure your investment aligns with your long-term financial goals.


Commercial Mortgage Financing and Refinancing: Businesses thrive on opportunity, and we're here to support your commercial real estate endeavors. Our experts provide strategic guidance in securing commercial property financing and refinancing, helping your business grow and prosper.


Institutional or Private Lenders: We have a proven track record of working seamlessly with institutional lenders and private investors. Our deep understanding of the intricacies of both worlds ensures that your real estate transactions are executed smoothly, protecting your interests at every step.


Contract Negotiations: Real estate transactions often hinge on the details of contracts. Our experienced negotiators are skilled in crafting agreements that are tailored to your specific needs while adhering to all relevant legal requirements. Your peace of mind is our priority.


General Mortgage and Financing Legal Advice: Navigating the ever-evolving landscape of real estate financing can be complex. We offer comprehensive legal advice and insights to keep you informed and empowered throughout the process, ensuring you make decisions that are both sound and secure.


At Thomas Efraim LLP, we're not just legal advisors; we're your partners in making your real estate aspirations a reality. Whether you're stepping into homeownership, growing your business, or navigating the complexities of real estate financing, we are here to provide expert guidance and unwavering support. Contact us today, and let's embark on this journey together.


Need to talk Real Estate Financing?

Get started with your free 30 minute consultation today


Contact Us

Our Address

Thomas, Efraim LLP

McLaughlin Square

50 Richmond Street East

Suite 110, Oshawa

ON L1G 7C7

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